PRIVACY POLICY FOR CHIPPAPAY MOBILE APPLICATION & WEBSITE
Last Updated: May 29, 2026
Chippapay (“we,” “us,” or “our”) operates the website https://chippapay.com and the Chippapay mobile application (Package Name: com.aditech.chippapay). We are committed to protecting your privacy and ensuring the security of your personal and financial information.
This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you use our mobile application and services, in compliance with the Google Play Store Developer Policies, including the Data Safety requirements.
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1. INFORMATION WE COLLECT
To provide a functional and reliable rewards commission and affiliate withdrawal utility, we collect specific personal and financial information.
A. Personal Information (Account Management)
We collect personal identifiers to create, manage, and secure your user account. This includes:
* Username / Display Name: Used to uniquely identify you within the platform.
* Email Address: Used for account verification, password resets, critical security updates, and communication regarding your affiliate earnings.
B. Financial Information (App Functionality & Withdrawals)
Because our application includes native commission withdrawal fields, we explicitly collect sensitive financial data required to process your payments:
* Bank Name: The banking institution where your account is hosted.
* Account Number: The specific numeric identifier for your bank account.
* Account Name: The official legal name registered with your bank account.
* Note: This financial information is strictly used for App Functionality to route your authorized reward commissions and affiliate earnings to your personal account. We do not offer banking, microfinance, retail banking, or lending services.
C. Device and Technical Data
Our systems automatically log technical details to prevent fraud and ensure app stability: IP address, device type, operating system version, unique device identifiers, app crash logs, and performance analytics.
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2. HOW WE USE YOUR INFORMATION
We process your data based on legitimate business interests, performance of a contract with you, and compliance with legal obligations:
* Account Management: To maintain your profile, authenticate your logins, and protect against unauthorized access.
* App Functionality (Payout Processing): To execute your requested native commission and affiliate reward withdrawals to your provided bank account.
* Security & Fraud Prevention: To monitor for abusive, fraudulent, or malicious activities to maintain platform integrity.
* Policy Compliance: To fulfill Google Play Store developer requirements and applicable financial compliance standards.
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3. DATA PROTECTION AND SECURITY
We implement industry-standard technical and organizational security measures to protect your sensitive data:
* Encryption in Transit: All data, including sensitive financial information and personal identifiers, is securely transmitted using Hypertext Transfer Protocol Secure (HTTPS) over Secure Sockets Layer (SSL) / Transport Layer Security (TLS) protocols.
* Data Minimization: We only collect financial data that is explicitly necessary for processing withdrawals.
* Access Control: Restricted internal access is enforced, ensuring only automated scripts or authorized technical personnel manage database layers.
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4. DATA SHARING AND THIRD-PARTY DISCLOSURES
We do not sell, trade, or rent your personal or financial data to third parties. We only share information under the following strict conditions:
* With Payment Processors / Banks: Financial data is securely transmitted to banking institutions and licensed payment gateways solely to execute your requested affiliate withdrawals.
* For Legal Compliance: We may disclose data if required by applicable Nigerian laws, court orders, or government regulations.
* Authorized Publisher Delegation Notice: The ChippaPay mobile application (distributed on the Google Play Store under package name com.aditech.chippapay by our authorized publisher) is the official mobile extension of ChippaPay and accesses content from our official domain website. Technical data flows strictly between the application and https://chippapay.com.
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5. YOUR DATA RIGHTS AND DELETION
You retain absolute control over your personal data. You have the right to access, update, or correct your username, email, and banking details within the app settings. You also have the right to request the permanent deletion of your account and all associated personal/financial information. To request data deletion, contact us directly at our administrative channel or visit our dedicated data clearance portal on https://chippapay.com.
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6. CHANGES TO THIS PRIVACY POLICY
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date at the top. You are advised to review this Privacy Policy periodically for any changes.
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7. CONTACT US
If you have any questions, concerns, or data requests regarding this Privacy Policy, please contact us:
* Email: support@chippapay.com
* Website: https://chippapay.com/privacy-policy